Is foundation repair covered by insurance?

I want to get the concrete foundation repaired. Does insurance cover foundation repair?

Question from James Smith - Mon 2021-04-06

Answers 2

  • There is no one-size-fits-all answer to this question, as the coverage for foundation repair will vary depending on the insurance company and the specific policy that is in place. However, in general, foundation repair is considered a home repair and should be covered by homeowner's insurance. That said, it's important to contact your insurance company directly to find out if foundation repair is covered under your policy. And if it's not covered, you may be able to get coverage by adding a rider to your policy or by purchasing a separate policy specifically for foundation repair.

    Response from Handsdown Pro - Mon 2022-10-06

    People often ask this question, but it's not really an easy question to answer. That's because there are so many factors that go into whether or not foundation repair is covered by insurance. For example, some insurance companies might cover foundation repair if it's determined that the damage was caused by a natural disaster, like a hurricane or tornado. But if the damage was caused by something like settling or moisture infiltration, then the insurance company might not cover the cost of repairs.So it really depends on the specific situation and on the terms and conditions of the individual homeowner's insurance policy. If you're curious about whether or not your specific policy covers foundation repair, then you should contact your insurance company directly and ask them about their coverage policies.

    Response from Sarah Nguyen - Mon 2022-09-02

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