I'm not sure about homeowners insurance, but you may be able to get coverage through your renters or condo policy. Check with your agent to see if septic tank repair is a covered expense. Septic tanks are usually the responsibility of the homeowner, so it's important to know whether or not your policy will cover the cost of repairs in case something goes wrong.

Septic tanks are not typically covered under standard homeowners insurance policies. However, many insurers do offer optional endorsements for septic systems. These endorsements tend to be relatively inexpensive and can provide coverage for repairs or replacement of the septic system. It's important to note that not all damage caused by a septic system will be covered by an insurance policy. For example, if a tree falls on your house and damages your septic tank, the damage caused by the fallen tree would likely be covered by your homeowners policy. However, any damage that occurred as a result of the broken tank would not be covered.