Is a well pump repair covered by homeowners insurance?

I need professional help to repair my well pump. Does homeowners insurance cover a well pump repair?

Question from Sarah Nguyen - Mon 2021-03-19

Answers 2

  • The answer to this question depends on the specific insurance policy in question. Some policies will cover well pump repairs, while others will not. It is important to read the terms and conditions of one's policy carefully in order to determine if well pump repairs are covered. In some cases, it may be necessary to purchase an endorsement or add-on policy specifically for well pump repairs.

    Response from Anthony Lee - Mon 2022-12-07

    It depends on the terms of your homeowners insurance policy. Many policies will cover damages incurred as a result of sudden and accidental events, such as a burst water pipe. However, if the damage to your well pump was caused by neglect or wear and tear, it may not be covered. It's important to read through your policy carefully to understand what is and is not covered. If you're not sure, contact your insurance company for more information.

    Response from Richard Anderson - Mon 2022-12-08

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