Is fence damage covered by insurance?

I have a damaged fence. Does insurance cover fence damage?

Question from Joshua Ramirez - Mon 2021-03-13

Answers 2

  • I'm sorry to hear that your fence was damaged. Damage to fences is often considered a part of home insurance, and it would depend on the specific policy as to whether or not the damage is covered. I would recommend contacting your insurance company for more information. Thank you for your question!

    Response from Margaret Green - Mon 2022-10-29

    homeowner's insurance typically covers "damage to fences from certain risks", such as wind, snow, and hail. However, if your fence was damaged as a result of someone trespassing or because you were negligent (e.g., didn't properly maintain your fence), then the insurance company is likely to deny your claim.

    Response from Joseph Thomas - Mon 2022-11-29

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